[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dvkk.cz\/hypoteku-ziskate-snadno\/#Article","mainEntityOfPage":"https:\/\/www.dvkk.cz\/hypoteku-ziskate-snadno\/","headline":"Hypot\u00e9ku z\u00edsk\u00e1te snadno","name":"Hypot\u00e9ku z\u00edsk\u00e1te snadno","description":"Zam\u011bstnanec m\u00e1 velmi snadnou situaci ve chv\u00edli, kdy \u017e\u00e1d\u00e1 o \u00fav\u011br a je t\u0159eba dolo\u017eit v\u00fd\u0161i p\u0159\u00edjm\u016f. Sta\u010d\u00ed p\u0159ij\u00edt k zam\u011bstnavateli, nahl\u00e9dnout do \u00fa\u010detnictv\u00ed a nechat si potvrdit \u010dist\u00fd p\u0159\u00edjem za posledn\u00ed t\u0159i m\u011bs\u00edce. Mnohem slo\u017eit\u011bj\u0161\u00ed situaci maj\u00ed osoby podnikaj\u00edc\u00ed. Podnikatel prokazuje v\u00fd\u0161i p\u0159\u00edjm\u016f podle da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed a zpravidla nen\u00ed mo\u017en\u00e9 p\u0159edlo\u017eit jen jedno. V\u011bt\u0161inou […]","datePublished":"2018-11-08","dateModified":"2018-11-08","author":{"@type":"Person","@id":"https:\/\/www.dvkk.cz\/author\/#Person","name":"","url":"https:\/\/www.dvkk.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a1f3afbcba6a2c855138f9932fa7e5ab7d93bdcdef3da88e8b7e3a89881e43e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a1f3afbcba6a2c855138f9932fa7e5ab7d93bdcdef3da88e8b7e3a89881e43e8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dvkk.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dvkk.cz\/wp-content\/uploads\/img_a330458_w1717_t1543010327.jpg","url":"https:\/\/www.dvkk.cz\/wp-content\/uploads\/img_a330458_w1717_t1543010327.jpg","height":0,"width":0},"url":"https:\/\/www.dvkk.cz\/hypoteku-ziskate-snadno\/","about":["Ekonomika"],"wordCount":408,"articleBody":"         Zam\u011bstnanec m\u00e1 velmi snadnou situaci ve chv\u00edli, kdy \u017e\u00e1d\u00e1 o \u00fav\u011br a je t\u0159eba dolo\u017eit v\u00fd\u0161i p\u0159\u00edjm\u016f. Sta\u010d\u00ed p\u0159ij\u00edt k zam\u011bstnavateli, nahl\u00e9dnout do \u00fa\u010detnictv\u00ed a nechat si potvrdit \u010dist\u00fd p\u0159\u00edjem za posledn\u00ed t\u0159i m\u011bs\u00edce. Mnohem slo\u017eit\u011bj\u0161\u00ed situaci maj\u00ed osoby podnikaj\u00edc\u00ed. Podnikatel prokazuje v\u00fd\u0161i p\u0159\u00edjm\u016f podle da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed a zpravidla nen\u00ed mo\u017en\u00e9 p\u0159edlo\u017eit jen jedno. V\u011bt\u0161inou je t\u0159eba dolo\u017eit da\u0148ov\u00e1 p\u0159izn\u00e1n\u00ed a\u017e za t\u0159i posledn\u00ed roky! Banka pak posuzuje klienta podle v\u00fd\u0161e zisku a ur\u010duje, zda je schopn\u00fd hypote\u010dn\u00ed nebo jin\u00fd \u00fav\u011br spl\u00e1cet. Co kdy\u017e ale podnikatel dan\u00ed pau\u0161\u00e1lem? Co kdy\u017e jeho v\u00fd\u0161e zisku uv\u00e1d\u011bn\u00e1 na da\u0148ov\u00e9m p\u0159izn\u00e1n\u00ed neodpov\u00edd\u00e1 skute\u010dn\u00e9 v\u00fd\u0161i p\u0159\u00edjm\u016f? V takov\u00e9 chv\u00edli si podnikatel chce za\u017e\u00e1dat o hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. Bohu\u017eel s nov\u00fdm z\u00e1konem o spot\u0159ebitelsk\u00fdch \u00fav\u011brech u\u017e uvedenou p\u016fj\u010dku nen\u00ed mo\u017en\u00e9 poskytnout. Je v\u0161ak mo\u017en\u00e9 poskytnout p\u016fj\u010dku, kter\u00e1 m\u00e1 velmi p\u0159\u00edzniv\u00e9 podm\u00ednky. Toleruje celou \u0159adu skute\u010dnost\u00ed a p\u0159\u00edjmy klienta je mo\u017en\u00e9 posoudit podle zcela jin\u00fdch ukazatel\u016f ne\u017e jen zisk uveden\u00fd na da\u0148ov\u00e9m p\u0159izn\u00e1n\u00ed. Na p\u016fj\u010dku m\u016f\u017eou dos\u00e1hnout i ti, kte\u0159\u00ed v\u011bt\u0161inou v bank\u00e1ch nemaj\u00ed \u0161anci a jejich \u017e\u00e1dost b\u00fdv\u00e1 zam\u00edtnuta.Zam\u00edtnut\u00ed v bance, jinde m\u00e1te \u0161anci Bankovn\u00ed \u00fastavy se \u0159\u00edd\u00ed velmi p\u0159\u00edsn\u00fdmi pravidly p\u0159i posuzov\u00e1n\u00ed bonity klienta. Oproti nim maj\u00ed nebankovn\u00ed instituce mnohem lep\u0161\u00ed podm\u00ednky. Mohou poskytnout p\u016fj\u010dku i klient\u016fm, kte\u0159\u00ed z n\u011bjak\u00e9ho d\u016fvodu u banky neusp\u011bli. A pokud opravdu nen\u00ed mo\u017en\u00e9 dolo\u017eit p\u0159\u00edjmy klienta \u017e\u00e1dnou cestou? I v takov\u00e9 situaci si nebankovn\u00ed poskytovatel porad\u00ed. Sta\u010d\u00ed si dohodnout ru\u010ditele a ke smlouv\u011b o \u00fav\u011bru p\u0159izvat t\u0159et\u00ed osobu, kter\u00e1 p\u0159\u00edjmy dolo\u017e\u00ed. Vy\u0159\u00edzen\u00ed p\u016fj\u010dky je velmi snadn\u00e9 a jej\u00ed schv\u00e1len\u00ed zabere jen n\u011bkolik m\u00e1lo hodin od dolo\u017een\u00ed v\u0161ech po\u017eadovan\u00fdch dokument\u016f. A jestli st\u00e1le v\u00e1h\u00e1te nechejte si zpracovat nez\u00e1vaznou kalkulaci, kter\u00e1 v\u00e1m p\u0159edstav\u00ed va\u0161e mo\u017enosti.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ku z\u00edsk\u00e1te snadno","item":"https:\/\/www.dvkk.cz\/hypoteku-ziskate-snadno\/#breadcrumbitem"}]}]