[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dvkk.cz\/nekdy-pomuze-jen-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.dvkk.cz\/nekdy-pomuze-jen-pujcka\/","headline":"N\u011bkdy pom\u016f\u017ee jen p\u016fj\u010dka","name":"N\u011bkdy pom\u016f\u017ee jen p\u016fj\u010dka","description":"Finan\u010dn\u00ed situace mnoh\u00fdch z n\u00e1s nen\u00ed zrovna takov\u00e1, jak\u00e1 by m\u011bla b\u00fdt. Kdekdo z n\u00e1s se mus\u00ed pot\u00fdkat s nedostatkem pen\u011bz, a to jak proto, \u017ee si nevyd\u011bl\u00e1v\u00e1 dost, tak klidn\u011b i proto, \u017ee na\u0161e v\u00fddaje v mnoha p\u0159\u00edpadech vyrostly natolik, \u017ee se to u\u017e prost\u011b ned\u00e1 zvl\u00e1dnout. A kdy\u017e se sejdou oba tyto d\u016fvody […]","datePublished":"2025-05-08","dateModified":"2025-05-08","author":{"@type":"Person","@id":"https:\/\/www.dvkk.cz\/author\/#Person","name":"","url":"https:\/\/www.dvkk.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a1f3afbcba6a2c855138f9932fa7e5ab7d93bdcdef3da88e8b7e3a89881e43e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a1f3afbcba6a2c855138f9932fa7e5ab7d93bdcdef3da88e8b7e3a89881e43e8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dvkk.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dvkk.cz\/wp-content\/uploads\/pppppppppppppppppppppppp_10_10_8.jpg","url":"https:\/\/www.dvkk.cz\/wp-content\/uploads\/pppppppppppppppppppppppp_10_10_8.jpg","height":0,"width":0},"url":"https:\/\/www.dvkk.cz\/nekdy-pomuze-jen-pujcka\/","about":["Ekonomika"],"wordCount":445,"articleBody":"       Finan\u010dn\u00ed situace mnoh\u00fdch z n\u00e1s nen\u00ed zrovna takov\u00e1, jak\u00e1 by m\u011bla b\u00fdt. Kdekdo z n\u00e1s se mus\u00ed pot\u00fdkat s nedostatkem pen\u011bz, a to jak proto, \u017ee si nevyd\u011bl\u00e1v\u00e1 dost, tak klidn\u011b i proto, \u017ee na\u0161e v\u00fddaje v mnoha p\u0159\u00edpadech vyrostly natolik, \u017ee se to u\u017e prost\u011b ned\u00e1 zvl\u00e1dnout. A kdy\u017e se sejdou oba tyto d\u016fvody z\u00e1rove\u0148, je to t\u0159eba i vysloven\u00e1 trag\u00e9die.N\u011bkte\u0159\u00ed z n\u00e1s se tedy ob\u010das a n\u011bkte\u0159\u00ed i docela b\u011b\u017en\u011b dost\u00e1vaj\u00ed do finan\u010dn\u00edch probl\u00e9m\u016f. Do situac\u00ed, kdy by bylo t\u0159eba za n\u011bco zaplatit, ale nen\u00ed zkr\u00e1tka \u010d\u00edm. Kdy\u017e pen\u00edze nejsou, prost\u011b nejsou. A co se s t\u00edm d\u00e1 d\u011blat? Moc mo\u017enost\u00ed nen\u00ed. Bu\u010f se vyd\u011blaj\u00ed dal\u0161\u00ed pen\u00edze nav\u00edc, nebo se mus\u00ed sehnat n\u011bjak\u00e9 p\u016fj\u010dky. Jinak by se \u010dlov\u011bk k pen\u011bz\u016fm nedostal.Jen\u017ee ani jedno z t\u011bchto \u0159e\u0161en\u00ed nemus\u00ed vyj\u00edt. N\u011bkdo by sice uv\u00edtal, kdyby si mohl p\u0159ivyd\u011blat, jen\u017ee dal\u0161\u00ed pr\u00e1ci nese\u017eene nebo by ji u\u017e nezvl\u00e1dl vzhledem ke sv\u00e9mu st\u00e1vaj\u00edc\u00edmu zat\u00ed\u017een\u00ed, a co se p\u016fj\u010dek t\u00fdk\u00e1, ani ty nejsou v\u017edycky takov\u00e9, abychom si je mohli my lid\u00e9 bez probl\u00e9m\u016f br\u00e1t.Kdy\u017e se uch\u00e1z\u00edme o p\u016fj\u010dky, mus\u00edme toti\u017e splnit to, co od n\u00e1s finan\u010dn\u00ed \u00fastavy o\u010dek\u00e1vaj\u00ed. Mus\u00edme d\u00e1t dosta\u010duj\u00edc\u00ed z\u00e1ruky toho, \u017ee p\u016fj\u010den\u00e9 pen\u00edze dohodnut\u00fdm zp\u016fsobem splat\u00edme. A to se ve spoust\u011b p\u0159\u00edpad\u016f zvl\u00e1d\u00e1 jen velice t\u011b\u017eko, p\u0159\u00edpadn\u011b se to nezvl\u00e1d\u00e1. Proto\u017ee co po\u017eaduj\u00ed t\u0159eba banky? Dejme tomu dost velk\u00e9 p\u0159\u00edjmy a registry dlu\u017en\u00edk\u016f bez z\u00e1znam\u016f. Jen\u017ee co lid\u00e9, kte\u0159\u00ed toto nemohou nab\u00eddnout? Ti p\u0159ece maj\u00ed sm\u016flu.Maj\u00ed, ale vlastn\u011b tak\u00e9 nemaj\u00ed. Banky jim sice nevyhov\u00ed, ale to neznamen\u00e1, \u017ee se ned\u00e1 usp\u011bt ani u nebankovn\u00ed spole\u010dnosti. Nebankovn\u00ed hypot\u00e9ky jsou \u0159e\u0161en\u00edm, kter\u00e9 dok\u00e1\u017ee uspokojit i spoustu t\u011bch, kdo nejsou pro banky ani trochu zaj\u00edmav\u00ed. A k tomu, aby \u010dlov\u011bk dostal nebankovn\u00ed hypot\u00e9ku, sta\u010d\u00ed vlastn\u011b jenom m\u00e1lo. M\u00edt nemovitost, j\u00ed\u017e by se dalo ru\u010dit, plus m\u00edt p\u0159\u00edjmy posta\u010duj\u00edc\u00ed ke spl\u00e1cen\u00ed. Tak\u017ee pr\u00e1v\u011b o nebankovn\u00ed hypot\u00e9ky \u017e\u00e1daj\u00ed ti, kdo by jinde neusp\u011bli. Tady jim nikdo vhodnou pomoc neodm\u00edtne.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkdy pom\u016f\u017ee jen p\u016fj\u010dka","item":"https:\/\/www.dvkk.cz\/nekdy-pomuze-jen-pujcka\/#breadcrumbitem"}]}]